Leaving aside all the reasons to assume this posture, it is interesting to photograph the rider in a curve and highlight what forces act on him and their effect.
There are four: weight force and centrifugal force, which are considered to be applied in the center of gravity of the system; the constraining support force and the friction force applied to the wheels.
By applying the equilibrium conditions, some useful results can be obtained.
Let's start by saying that since forces in the same direction but with opposite orientation must have the same intensity, the frictional force must be equal to the centrifugal force. If, on the other hand, the centrifugal force were greater, the equilibrium condition would not be respected, the wheels would not hold and we would slide sideways to the ground: the centrifugal force prevailed over the friction force. From the equilibrium condition and making some calculations you get the first interesting result: the ground friction required to hold on to the curve is exclusively defined by the travel speed and radius of the curve. The rider's weight or posture has no influence.
Considering the action of the moments, calculated with respect to the contact point of the wheels on the ground, the centrifugal force induces an outwards rotation, while the one of the weight tends to rotate the system inwards. Their balance establishes the second important result: the inclination of the bike-rider system with respect to the ground (roll angle) also depends exclusively on the speed and the radius of the curve.
It is therefore clear how important it is to follow the right trajectory and have adequate speed;
they mathematically define the friction required by the ground and how much you have to lean the system inward.
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The answers to all these questions can be found by reading
"The science of Mountain Bike riding: the physics behind MTB skills" which contains all the topics, addressed to all MTB enthusiasts.
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